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  • Attorneys David Meyer and Matthew Wilson have been selected to the list of Super Lawyers since 2011 and 2015 respectively.

  • Attorney David Meyer is a member of the Million Dollar Advocates Forum, an organization recognizing attorneys who have secured million dollar cases.

  • Martindale-Hubbell® Peer Review Ratings™ has recognized attorney David Meyer as an AV Preeminent® attorney in High Ethical Standing.

  • Attorneys David Meyer and Matthew Wilson have received a 10 out of 10 “Superb” rating on Avvo, calculated based on stringent and exhaustive criteria.

  • Attorney David Meyerhas been selected to the list of the Best Lawyers in America® for Mass Tort Litigation / Class Actions – Plaintiffs and Professional Malpractice Law – Plaintiffs every year since 2011.

  • Attorney David Meyer was selected as the 2015 Lawyer of the Year for Professional Malpractice Law – Plaintiffs for Columbus, OH by Best Lawyers®.

  • Meyer Wilson was ranked as a Tier 1 Best Law Firm for both Mass Tort Litigation / Class Actions – Plaintiffs and Professional Malpractice Law – Plaintiffs by U.S. News.

I've Heard of Structured Products’ Dangers.

How Can I Protect Myself?

While structured products have become increasingly popular over the last few years, structured products are still poorly understood by investors and investment professionals alike. At best, structured products are complicated and not appropriate for every investor. At worst, structured products are used to drive up broker commissions instead of increasing—or even maintaining—an investor's wealth. The best way to avoid losing substantial amounts of money in structured product investments is to understand how to protect yourself.

Structured Product Fraud & Investment Misconduct

FINRA has issued a few warnings regarding structured products, which include investment instruments such as reverse convertibles, principal-protected notes, and index-linked CDs. Unfortunately, structured products can be so complex that investors—and even some financial professionals—fail to understand how they work. And, when there is that much confusion surrounding an investment, the environment becomes ripe for investment misconduct and fraud.

Although structured products can be very complex, the investor complaints related to these investment products can ultimately be boiled down into two basic concerns:

  • The structured product is not suitable for your financial situation and goals.
  • The risks of the structured product were not fully explained to you.

What If My Broker Is Trying to Pressure Me?

Your broker has a professional duty to make sure you understand the risks and issues associated with an investment, and you should also be doing your own research into any new investment product that you’re considering. If, despite your questions and research, you don’t understand the product or feel uncomfortable with some aspect of it, then it’s probably a wise decision to move on—and your financial professional should recognize that choice.

It’s important to keep in mind that no legitimate financial professional should ever pressure you into investing in a particular product. If you feel pressured, harassed, or otherwise manipulated by your broker, it’s probably time to start looking for a new financial professional. Your broker should be willing to get to know you, address your hesitations, and make recommendations that you feel comfortable with.

What Do I Need to Watch for If I Have Not Yet Purchased?

Here's what you need to know if you have not already purchased a structured product:

  • They contain risky derivatives and have no income guarantee.
  • They are hard to understand—for both investors and brokers.
  • They are high in fees and profitable for banks and brokers.
  • They are frequently sold to seniors and people who can't afford major losses.
  • They are not safe and secure investments.
  • They are not guaranteed and should generally not be used if you need the money to pay expenses, need the money quickly, or if you cannot afford a loss of principal.
  • They are sold by large firms with trusted names

How Can I Protect Myself If I Already Have a Structured Product?

If you have lost money, it is important to contact our attorneys as soon as possible. Your lawyer will investigate the broker's actions and the supervision provided by the brokerage house or bank. Many brokers do not understand structured products and cannot adequately advise investors about the risks; however, many brokerage houses allow this to happen.

If you have lost money, you are not alone and you have nothing to be embarrassed about. Just last year, the SEC and some state securities agencies set up special task forces to monitor structured products. Individual investor structured product claims are on the rise. Since 2008, when FINA began tracking such complains, these have been a top source of investor complaints.

For more information about your potential claim, please contact an experienced lawyer who can advise you regarding your rights to securities arbitration or other potential resolutions.

Need More Information?

Investment misconduct can be complex and confusing. That’s why we’re here to help you. Visit our Common Questions page to find in depth answers directly from our attorneys. Get More Answers
Have You Been a Victim of Investment Fraud?

You trusted your financial advisor with your money, but now you're left wondering what went wrong. If you or a loved one suffered losses because of investment misconduct, Meyer Wilson can step in and fight to recover your losses. The team of investment fraud lawyers at the firm has been helping people like you since 1999 by winning judgments, settlements and verdicts worth hundreds of millions of dollars against brokerage firms, financial advisors and banks.

Get Help With Your Case Now

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