Structured Product

Investor Claims Is What We Do - All Day, Every Day

Since 1999 our law firm has recovered more than $350,000,000 for victims of investment fraud and misconduct.
  • Jury Verdict Won Against Prudential Securities $262 Million
  • Recovered for 100-Year Old Widow $30 Million
  • Recovered in Retirement Losses $10 Million
  • Recovered for a Large Group of Individual Investors $6.5 Million
  • Recovered for Elderly Victim in Ponzi Scheme Case $3.8 Million
  • Recovered for Elderly Ponzi Scheme Victim $3.2 Million
  • Recovered for More Than 50 Families of Ponzi Scheme in California $3.2 Million
  • Recovered for 35 Families in Northeast Ohio $3.1 Million
  • Losses Recovered for 20 Retirees $3 Million
  • Recovered for Retired Physician Against Major Wall Street Firm Prior to Filing FINRA Arbitration $2.5 Million
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I’ve Heard of Structured Products’ Dangers. How Can I Protect Myself?

While structured products have become increasingly popular over the last few years, structured products are still poorly understood by investors and investment professionals alike. At best, structured products are complicated and not appropriate for every investor. At worst, structured products are used to drive up broker commissions instead of increasing—or even maintaining—an investor's wealth. The best way to avoid losing substantial amounts of money in structured product investments is to understand how to protect yourself.

Structured Product Fraud & Investment Misconduct

FINRA has issued a few warnings regarding structured products, which include investment instruments such as reverse convertibles, principal-protected notes, and index-linked CDs. Unfortunately, structured products can be so complex that investors—and even some financial professionals—fail to understand how they work. And, when there is that much confusion surrounding an investment, the environment becomes ripe for investment misconduct and fraud.

Although structured products can be very complex, the investor complaints related to these investment products can ultimately be boiled down into two basic concerns:

  • The structured product is not suitable for your financial situation and goals.
  • The risks of the structured product were not fully explained to you.

What If My Broker Is Trying to Pressure Me?

Your broker has a professional duty to make sure you understand the risks and issues associated with an investment, and you should also be doing your own research into any new investment product that you’re considering. If, despite your questions and research, you don’t understand the product or feel uncomfortable with some aspect of it, then it’s probably a wise decision to move on—and your financial professional should recognize that choice.

It’s important to keep in mind that no legitimate financial professional should ever pressure you into investing in a particular product. If you feel pressured, harassed, or otherwise manipulated by your broker, it’s probably time to start looking for a new financial professional. Your broker should be willing to get to know you, address your hesitations, and make recommendations that you feel comfortable with.

What Do I Need to Watch for If I Have Not Yet Purchased?

Here's what you need to know if you have not already purchased a structured product:

  • They contain risky derivatives and have no income guarantee.
  • They are hard to understand—for both investors and brokers.
  • They are high in fees and profitable for banks and brokers.
  • They are frequently sold to seniors and people who can't afford major losses.
  • They are not safe and secure investments.
  • They are not guaranteed and should generally not be used if you need the money to pay expenses, need the money quickly, or if you cannot afford a loss of principal.
  • They are sold by large firms with trusted names

How Can I Protect Myself If I Already Have a Structured Product?

If you have lost money, it is important to contact our attorneys as soon as possible. Your lawyer will investigate the broker's actions and the supervision provided by the brokerage house or bank. Many brokers do not understand structured products and cannot adequately advise investors about the risks; however, many brokerage houses allow this to happen.

If you have lost money, you are not alone and you have nothing to be embarrassed about. Just last year, the SEC and some state securities agencies set up special task forces to monitor structured products. Individual investor structured product claims are on the rise. Since 2008, when FINA began tracking such complains, these have been a top source of investor complaints.

For more information about your potential claim, please contact an experienced lawyer who can advise you regarding your rights to securities arbitration or other potential resolutions.

The Meyer Wilson Way

Results-Focused Representation
  • More than $350,000,000 Recovered
  • Voted Best Lawyers in America┬« for Ten Years Running
  • David Meyer is President of Public Investors Advocate Bar Association (PIABA)
  • Over a Thousand Investor Claim Cases Since 1999
  • Exclusive Focus on Investor Claims & Class/Mass Action Lawsuits
  • Deep Bench of Skilled Attorneys and Staff Members

TRUSTED BY OVER 1,000 INVESTORS

Meyer Wilson has represented over 1,000 individual investors in high-stakes claims across the country, and has recovered over $350 million on their behalves. See what former clients have to say about our team.

  • “I primarily worked with Courtney Werning throughout the process and she was informative and knowledgeable. I trusted and fully recommend Courtney and her team.”

    - S.R.
  • “The communication throughout the process was on par - and they took the time to indulge me with the various questions and opinions.”

    - R.G.
  • “What I truly appreciated was getting a great result for my Mom with limited involvement/stress on her.”

    - S.W.
  • “We went to arbitration with the other respondent and I got to see firsthand the level of professionalism and expertise the Meyer Wilson firm can deliver.”

    - D.V.
  • “Chad would take the time to call and talk with me. His explanations were always clear and concise. I also appreciate all the effort put into the details and statistics required to argue this case.”

    - P.N.
  • “Meyer Wilson was able to produce the results that we felt were obvious and warranted while several other firms and even state offices simply had trouble understanding let alone moving the case forward.”

    - B.K.
  • “My overall experience was positive and I would encourage anyone who even thinks they have been a victim of stockbroker misconduct to call David.”

    - S.T.
  • “Meyer Wilson represented me in a suit brought last year against my brokerage firm, securing a very fair and equitable settlement for me.”

    - R.G., M.D.
  • “Right from the start, you had the passion and desire to win this case for us. I have never worked with an attorney or firm as compassionate as yours. I would highly recommend your firm to anyone.”

    - G.A.
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